Fill the membership form, pay registration fee (Ksh. 500), and purchase minimum shares (Ksh. 10,000).

Shares can only be withdrawn upon exiting the Sacco, subject to clearance of all loans and liabilities.

Normal loans take 5-7 working days. Emergency and instant loans are processed within 24 hours.

Yes, you can have different savings accounts (FOSA, Fixed Deposit, Holiday, etc.) simultaneously.

We comply with Data Protection Act and maintain strict confidentiality of member information.

Your guarantors will be notified and recovery made from their savings. Continued default may lead to legal action.

Membership is non-transferable. However, your savings and shares will be paid to your next of kin upon death.

Register for mobile banking at the Sacco office and download our USSD code or mobile app.

Yes, subject to your repayment history and available savings. Contact the Credit Department.