🟡 SAVINGS PRODUCTS

Save Smart. Earn More. 💰

1. SHARE CAPITAL
  • Attracts dividends based on Sacco performance
  • Shares can be withdrawn upon exit from the Sacco
2. DEPOSIT SAVINGS (FOSA)
  • No minimum balance requirement
  • Earns interest at 5% per annum
  • Accessible through ATM cards and mobile banking
  • Unlimited withdrawals
3. FIXED DEPOSIT ACCOUNT
  • Minimum deposit: Ksh. 50,000
  • Interest rate: 8% – 10% per annum depending on amount and period
  • Lock-in period: 3, 6, or 12 months
  • Can be used as security for loans
4. JUNIOR SAVINGS ACCOUNT
  • For members below 18 years
  • Operated by parent/guardian
  • Teaches children the culture of saving
  • Competitive interest rates
  • No monthly charges